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Client Success Stories Health Insurance
Insurer Forced To Pay For Life-Saving Surgical Procedure
Mary, a 56-year-old schoolteacher in Des Moines, Iowa, suffered from a
clogged brain artery causing blackouts and seizures. If the condition
was not corrected quickly, she would suffer a major brain aneurysm.
Although a specialized surgery approved by the Federal Drug
Administration could cure Mary, her health insurance company refused to
authorize it claiming it was “experimental.” A personal injury attorney referred her to Nierman Law, P.L.C. and we filed suit under an emergency legal procedure. The insurance company then
reversed its position and paid the claim in full. After a successful
operation, Mary is now living comfortably with her husband and enjoying
time with her grandchildren. Life Insurance
Policy Reinstated For Terminally Ill Nurse
Margaret was diagnosed with terminal cancer and had to end her
thirty-year career as a nurse practitioner in Davenport, Iowa. She was
horrified when she found out that her employer and its group life
insurance company were refusing to honor her life insurance policy she had been paying on during that time. They claimed that she failed
to check one box on one of the numerous benefit forms she filled out
during those three decades. The insurance company dismissed her family
lawyer’s letter asking it to reconsider. She then turned to Nierman
Law, P.L.C. as a result of an internet search. We then appealed the
denial and won reinstatement of her policy with a waiver of any future
premiums. Margaret's children made a full recovery when she died a few
months later.Insurance/Injury Claim
Girl Wins Large Settlement Against Landlord's Insurance CompanySeven year old Cassie was outside playing next to her family’s Cedar
Rapids, Iowa apartment. Tragically, at the same time, the landlord backed his riding lawnmower without looking behind
him and ran Cassie over, causing catastrophic injuries. After
she was air lifted to the University of Iowa Hospitals and Clinics,
her father’s boss referred them to insurance lawyer Craig Nierman. Although the landlord’s insurance adjuster initially
tried to claim there was no coverage, he quickly backed down and paid
the full policy limit to the family. As is common, much of the proceeds were set aside in a trust fund for
Cassie's future medical and education expenses.Workers’ Compensation
Carrier Penalized For Delaying Payment
Susan broke her knee in the course of her work at a Cedar Falls, Iowa
senior citizens center. After a no fee consultation, she retained
Nierman Law, P.L.C. on a contingency basis to protect her rights because her employer used multiple methods to discourage her from making a
claim. The insurance company then promised to
pay the claim but refused to send the benefit check. We then
asserted a penalty benefit claim for Susan and forced the insurance
company to pay the original claim plus additional compensation.Insurance/Injury Claim
Bicyclist Wins Claim Against Hit And Run Car Dealer
Eleven year old Jacob was riding through his Waterloo, Iowa neighborhood when a salesman in a dealer’s car ran a stop sign, hit him, and then left the scene. Jacob suffered significant injuries including a broken arm. The driver was identified through the help of police, witnesses, and a nearby security camera, but the dealer’s insurance company was reluctant to offer any type of settlement. The family retained us, we filed suit, and secured a significant settlement. Workers’ Compensation/Injury Claim
Pedestrian Makes Double Recovery
John was walking to his car after leaving his Muscatine, Iowa office when he was injured by a delivery driver. He initially tried to handle the claim himself, but ran into problems when the workers’ compensation adjuster refused to pay for some of his medical expenses and the driver’s insurance company claimed it was not responsible because workers’ compensation was involved. John's insurance agent referred him to insurance attorney Craig Nierman. We intervened, helped him get workers compensation benefits, and forced the automobile adjuster to make a sizable injury settlement. Homeowner’s Insurance
Homeowner Wins Against “Technicality” Denial
Larry’s eighty year-old home in the historic district of Iowa City, Iowa was devastated by a tornado. Although he had been paying premium on the same policy for decades, his homeowners’ insurance company tried to deny his claim based on a technicality. Larry retained Nierman Law, P.L.C. on a contingency basis. We filed a bad faith denial claim and overcame the “technicality” by citing numerous appeals court decisions from around the country. The claim was then paid in full. The home is now fully restored and Larry is looking forward to giving the home to his children.
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